Bravo Capital
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So that your business doesn’t grind to a halt when things go wrong.

From local SMEs to groups with multiple sites, we design a comprehensive insurance programme — covering people, fleet, premises, goods, liability, cyber risk and business continuity.

Workplace Accidents On one’s own · On behalf of another organisation · Multi-Risk
Cars & Fleet Single Vehicle · Fleet · Telematics
Multi-risk Business Insurance Building · Breakage · Burglary · Content
Freight Transport Terrestrial · Aerial · Maritime
Civil Liability Profissional · Produtos · Exploration
Cyber Risk Phishing · Ransomware · RGPD · Private Data
Fixed Assets · Operating Loss Loss of profits · Margins · Fixed costs
Sectors

We work with these sectors in particular.

Industry & Logistics

Industrial multi-risk, heavy goods vehicles, goods transport.

Construction

Workplace accidents, general liability insurance, ten-year warranty, works in progress.

Health & Clinics

Professional liability insurance, multi-risk insurance, medical equipment insurance.

Hospitality & Catering

Multi-risk, business liability, business interruption, cyber.

Technology & Services

Cyber risk, professional indemnity insurance, directors’ and officers’ liability insurance for directors.

Commerce

Multi-risk, theft, business liability, business interruption.

Agriculture

Crops, livestock, agricultural machinery, technical assistance.

Liberal Professions

Professional indemnity, office, life and health insurance policies.

Frequently Asked Questions

Why should I take out insurance through a broker?

An adviser helps you find the solution best suited to your needs by analysing different options and clearly explaining the cover, exclusions and terms and conditions. The aim is to ensure that you make an informed decision that is appropriate to your circumstances.

What is the advantage of using a broker rather than booking directly online?

When you take out insurance through an intermediary, you benefit from personalised advice and ongoing support. Instead of having to deal with technical terms and a wide range of options on your own, you have a professional to help you choose, manage and update your insurance policies over time.

Does the mediator represent my interests?

Yes. One of the mediator’s key roles is to understand your needs and help you find the solution that best protects your interests, ensuring that your insurance keeps pace with the different stages of your life or business.

Is the mediator still available after the contract has been signed?

Of course. The relationship doesn’t end once the policy has been issued. Your insurance broker is there to help whenever you need to clarify any queries, update your cover, report changes or deal with a claim.

What happens if there’s an accident?

Your claims handler will be your dedicated point of contact, supporting you throughout the process. From the moment you report the claim right through to monitoring its progress, you will have someone who is familiar with your case and can guide you through each stage.

Does having an insurance broker make insurance more expensive?

Not necessarily. The cost of the insurance depends mainly on the cover taken out and the risk profile. The main difference lies in the specialist guidance and ongoing support you receive throughout the relationship.

How do I know if I have the right cover?

The adviser assesses your personal, family or business situation and helps you identify risks that might otherwise go unnoticed. In this way, you can avoid both a lack of cover and taking out unnecessary cover.

Can I take out several insurance policies through the same broker?

Yes. Having a single point of contact for your insurance makes it easier to manage, gives a more comprehensive overview of your needs, and simplifies any changes or requests for support.

Why is it important to have a relationship of trust with my mediator?

Insurance protects the important moments in your life and safeguards your assets. Having an insurance broker who understands your situation means you can receive more relevant advice, quicker responses and solutions tailored to your needs over time.